You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.
MRDECENTRALIZE NEWSLETTER
TERMS OF SERVICE
Last Updated: [24-Jan-2026]
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1. ACCEPTANCE OF TERMS
By subscribing to, accessing, or using the MrDecentralize newsletter (the “Newsletter”), you agree to be bound by these Terms of Service (”Terms”). If you do not agree to these Terms, do not subscribe to or use the Newsletter.
The Newsletter is published by MrDecentralize (”we,” “us,” or “our”).
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2. DESCRIPTION OF SERVICE
The Newsletter provides analysis, commentary, and educational content related to:
- Security and trust architecture for AI and blockchain systems
- Institutional cryptocurrency and digital asset implementations
- Authentication, authorization, and audit controls for emerging technologies
- Financial system security and innovation
Content is delivered via email through the Substack platform.
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3. NO PROFESSIONAL ADVICE
3.1 NOT FINANCIAL ADVICE
The Newsletter is for informational and educational purposes only. Nothing in the Newsletter constitutes:
- Financial, investment, or trading advice
- A recommendation to buy, sell, or hold any security, cryptocurrency, or asset
- An offer to sell or solicitation to buy any security or investment
You should consult with qualified financial professionals before making any financial decisions.
3.2 NOT LEGAL ADVICE
The Newsletter does not provide legal advice. Content discussing regulations, compliance, or legal matters is for informational purposes only and should not be relied upon as legal counsel. Consult with a qualified attorney for legal matters.
3.3 NOT SECURITY CONSULTING
While the Newsletter discusses security architecture and best practices, it does not constitute professional security consulting services. Do not rely solely on Newsletter content for security decisions affecting your organization.
3.4 NO PROFESSIONAL RELATIONSHIP
Subscribing to or reading the Newsletter does not create any professional, advisory, consulting, or fiduciary relationship between you and us.
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4. NO WARRANTIES OR GUARANTEES
4.1 CONTENT ACCURACY
While we strive for accuracy, we make no warranties or representations regarding:
- The accuracy, completeness, or timeliness of any content
- The results that may be obtained from using information in the Newsletter
- The reliability of any opinions, advice, or statements made
4.2 “AS IS” BASIS
The Newsletter is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
4.3 OPINIONS NOT FACTS
Content in the Newsletter represents our analysis and opinions based on our experience and research. Opinions are subject to change without notice and should not be construed as statements of fact.
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5. LIMITATION OF LIABILITY
5.1 NO LIABILITY FOR DECISIONS
We are not liable for any decisions you make based on Newsletter content, including but not limited to:
- Investment or financial decisions
- Security architecture or implementation decisions
- Business or technology strategy decisions
- Regulatory or compliance decisions
5.2 MAXIMUM LIABILITY
To the fullest extent permitted by law, our total liability to you for any claims arising from or related to the Newsletter shall not exceed the amount you paid for your subscription in the twelve (12) months preceding the claim, or $100 USD, whichever is less.
5.3 EXCLUDED DAMAGES
We shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:
- Loss of profits, revenue, data, or business opportunities
- Financial losses from investment or business decisions
- Security breaches or system failures
- Reputational harm
This limitation applies even if we have been advised of the possibility of such damages.
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6. INTELLECTUAL PROPERTY
6.1 OWNERSHIP
All content in the Newsletter, including text, analysis, graphics, logos, and other materials, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.
6.2 LIMITED LICENSE
We grant you a limited, non-exclusive, non-transferable license to:
- Read and view Newsletter content for personal, non-commercial use
- Share Newsletter posts using the sharing features provided by Substack
6.3 PROHIBITED USES
You may not, without our express written permission:
- Reproduce, republish, or redistribute Newsletter content
- Create derivative works based on Newsletter content
- Use Newsletter content for commercial purposes
- Remove or modify any copyright or proprietary notices
- Use automated systems (bots, scrapers) to access the Newsletter
6.4 LIMITED SHARING
You may share brief excerpts (up to 150 words) with proper attribution and a link back to the original Newsletter post. Longer excerpts require written permission.
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7. USER CONDUCT
You agree not to:
- Use the Newsletter for any unlawful purpose
- Attempt to gain unauthorized access to the Newsletter or related systems
- Interfere with or disrupt the Newsletter or servers/networks connected to it
- Impersonate us or falsely claim affiliation with us
- Harass, threaten, or harm us or other subscribers
- Use the Newsletter to transmit any harmful code, viruses, or malware
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8. THIRD-PARTY LINKS AND CONTENT
The Newsletter may contain links to third-party websites, services, or resources. We:
- Do not endorse or assume responsibility for third-party content
- Are not liable for any damages or losses caused by third-party content
- Do not control and are not responsible for third-party privacy practices
Your use of third-party websites and services is at your own risk.
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9. PRIVACY
Your privacy is important to us. Our collection and use of your personal information is governed by:
- Substack’s Privacy Policy (https://substack.com/privacy)
By subscribing, you consent to our collection and use of your information as described in these policies.
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10. SUBSCRIPTION AND PAYMENT
10.1 FREE SUBSCRIPTIONS
Free subscriptions may be terminated by either party at any time without notice or penalty.
10.2 PAID SUBSCRIPTIONS (if applicable)
- Paid subscriptions are billed in advance on a recurring basis
- You authorize us to charge your payment method for renewal
- Prices are subject to change with notice
- Refunds are handled according to Substack’s refund policy
10.3 CANCELLATION
You may cancel your subscription at any time through your Substack account settings. Cancellation will take effect at the end of your current billing period.
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11. MODIFICATIONS TO TERMS
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting the updated Terms with a new “Last Updated” date.
Your continued use of the Newsletter after changes constitutes acceptance of the modified Terms. If you do not agree with modifications, you should unsubscribe.
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12. MODIFICATIONS TO NEWSLETTER
We reserve the right to:
- Modify, suspend, or discontinue the Newsletter at any time
- Change subscription pricing with notice to paid subscribers
- Change the frequency, format, or content of the Newsletter
We are not liable for any modifications, suspension, or discontinuation of the Newsletter.
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13. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless us, our affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys’ fees) arising from:
- Your use of the Newsletter
- Your violation of these Terms
- Your violation of any rights of another party
- Any decisions you make based on Newsletter content
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14. TERMINATION
We may terminate or suspend your access to the Newsletter at any time, with or without cause, with or without notice, for any reason including:
- Violation of these Terms
- Fraudulent, abusive, or illegal activity
- Non-payment (for paid subscriptions)
Upon termination:
- Your right to access the Newsletter ends immediately
- You must cease all use of Newsletter content
- Sections of these Terms that by nature should survive termination shall survive
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15. DISPUTE RESOLUTION
15.1 GOVERNING LAW
These Terms are governed by the laws of USA, without regard to conflict of law principles.
15.2 ARBITRATION (Optional - Consult Attorney)
Any dispute arising from these Terms or the Newsletter shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court.
[OR]
15.2 JURISDICTION
Any legal action related to these Terms must be brought in the state or federal courts located in NJ, and you consent to the exclusive jurisdiction of such courts.
15.3 CLASS ACTION WAIVER
You agree to resolve disputes on an individual basis only. You waive any right to bring or participate in any class action or representative proceeding.
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16. SEVERABILITY
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
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17. ENTIRE AGREEMENT
These Terms constitute the entire agreement between you and us regarding the Newsletter and supersede all prior agreements and understandings, whether written or oral.
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18. NO WAIVER
Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.
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19. DMCA COMPLIANCE
We respect intellectual property rights. If you believe your copyrighted work has been used in the Newsletter in a way that constitutes infringement, please contact us at Rav@MrDecentralize.com with:
- Description of the copyrighted work
- Location of the infringing material
- Your contact information
- A statement of good faith belief that use is not authorized
- A statement under penalty of perjury that information is accurate
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20. CONTACT INFORMATION
For questions about these Terms, contact:
Email: rav@mrdecentralize.com
Website: mrdecentralize.com
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21. ACKNOWLEDGMENT
BY SUBSCRIBING TO THE NEWSLETTER, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.